Get Travel Opportunities with College Student’s Credit Card.

Student Credit Cards

A good credit score such as College Students Credit Cards is essential when you’re making many of the major life decisions that you face after graduation, such as renting an apartment or applying for an auto loan. At the time of opening a college student, College Student’s Credit Cards are a fantastic way to start building credit early while also taking advantage of rewards and special financing offers.

A lot of college student’s cards are available, that providing unique benefits for different types of students — from travelers and foodies to commuters and international students. Some cards are lenient with credit history requirements, meaning you may qualify with no credit history at all. You do have to be 18 to apply for a credit card and need to have a steady source of income.

If you’re feeling overwhelmed by all the choices, don’t stress. We did the research for you. We have written some name of college student cards-

Here are some top college student credit cards:

Discover it® Student Cash Back (Best for Cash Back) College Students Credit Cards

This card is a well-rounded card that offers college students enrolled in a two- or four-year college the chance to build credit while earning rewards and receiving student-centric benefits. The applicant must be over 18 and a U.S. citizen to apply.

Cardholders can earn up to 5% cashback on rotating categories (such as Amazon, gas stations, or restaurants), up to a $1,500 maximum each quarter (then 1%). All other purchases earn 1% cashback.

This card encourages cardholders to maintain good grades by offering an annual $20 statement credit when you maintain a 3.0 or higher GPA (valid for up to five consecutive years).

The introductory 0% APR for six months on new purchases — perfect for financing dorm room essentials or textbooks. There’s a 19.49% variable APR after the intro period.

Rewards: 5% cashback in different categories (gas stations, grocery stores, restaurants, Amazon and more) each quarter, up to the quarterly maximum each time you activate. With earn unlimited 1% cashback on all other purchases

Welcome bonus: Discover automatically matches all the cashback you earned at the end of your first year

  • Annual fee: $0
  • Intro APR: 0% APR for the first 6 months on purchases; 10.99% APR for the first 6 months on balance transfers
  • Regular APR: 19.49% variable
  • Balance transfer fee:  Intro balance transfer fee 3%, up to 5% fee on future balance transfers.
  • Foreign transaction fee: None

Bank of America® Travel Rewards for Students (Best for Travel)College Students Credit Cards

This is a great choice for college students who plan on studying abroad or traveling during breaks. The rewards program is geared toward travel, and cardholders earn 1.5X points per dollar spent on all purchases.

The cardholder can redeem rewards as a statement credit to cover the cost of travel purchases — a simple way to reduce the cost of taking a spring break vacation or buying a plane ticket home. There are no foreign transaction fees, making it an ideal card for students studying abroad.

Cardholders with a Bank of America checking or savings account can see added value with this card. They receive a 10% customer points bonus simply by having a Bank of America account. That increases the rewards rate to 1.65X points per $1 spent. When cardholders shopping on Amazon, they can redeem their rewards at any time and at any amount.

It is surprising that this card also comes with a longer-than-average special financing offer of no interest for 12 billing cycles (then 16.49% to 24.49% variable APR). A full year of no interest is a great way for you to pay off new purchases over time, without incurring interest charges.

You must be 18 or older and enrolled in school (college, vocational or trade school) to qualify for this card.

  • Rewards: 1.5X points per $1 spent on all purchases
  • Welcome bonus:  25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $250 statement credit toward travel purchases
  • Annual fee: $0
  • Intro APR: 0% APR for the first 12 billing cycles on purchases
  • Balance transfer fee: 3% of each transaction with a $10 minimum
  • Regular APR: 16.49% to 24.49% variable
  • Foreign transaction fee: None
  • Credit needed: Excellent/Goo
  • Apply: https://www.cnbc.com/

Discover it® Student chrome (Best for Gas Stations and Restaurants) College Students Credit Cards

If you want all the perks of a Discover card (generous welcome bonus, intro APR and the good grades reward), but you don’t want to deal with activating bonus rewards categories. Each quarter, the cardholder should consider the Discover it® Student chrome. This card has a strong rewards program for college students frequently filling up their gas tank or dining out, with 2% cashback on up to $1,000 on each category each quarter (then 1%). All other purchases earn 1% cashback.

Discover gives cardholders an incentive to maintain good grades by offering a $20 statement credit for up to five consecutive years when students maintain a 3.0 or higher GPA.

This card offers no interest for six months on new purchases, which is great for financing typical college expenses, such as textbooks and supplies. There’s a 19.49% variable APR after the intro period.

Cardholder must be a U.S. citizen over 18 and enrolled in a two- or four-year college in order to qualify for this card.

  • Rewards: 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter (then 1%). With earn unlimited 1% cashback on all other purchases.
  • Welcome bonus:  This card automatically matches all the cashback cardholder earned at the end of your first year of account opening
  • Annual fee: $0
  • Intro APR: 0% APR for the first 6 months on purchases; 10.99% APR for the first 6 months on balance transfers
  • Regular APR: 19.49% variable
  • Balance transfer fee: Intro balance transfer fee 3%, up to 5% fee on future balance transfers (see terms)*
  • Foreign transaction fee: None
  • Credit needed: Excellent/Go
  • Apply: https://www.cnbc.com/

Citi Rewards+℠ Student Card (Best for Small Purchases and Supermarkets)

Frequent and small purchases students should consider the Citi Rewards+℠ Student Card, which offers a unique “round-up” feature. For every purchase cardholders make, points are rounded up to the nearest 10 points. In this way, a $2 coffee earns 10 points and a $21 dinner earns 30 points. This clever feature allows you to maximize rewards without any additional action on your part.

With rounding up, you get 10% of your points back for the first 100,000 ThankYou® Points you redeem per year.

If you recover possession 25,000 points in a year, you get 2,500 of those points back — enough for a $25 gift card. You can redeem points for gift cards, travel rewards or shop with points on Amazon and Best Buy.

This card also has a strong rewards program for supermarket and gas station spending with cardholders earning 2 ThankYou® Points per dollar spent up to a $6,000 annual maximum (then 1 point per dollar spent).

You must be at least 18 and currently enrolled in college to qualify for this card.

  • Rewards: Earn 2X ThankYou® points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter. Plus, earn 1X points on all other purchases.
  • Welcome bonus: Get 2,500 bonus points after you spend $500 in purchases with your card within  3 months of account opening; redeemable for $25 gift card at thankyou.com.
  • Annual fee: $0
  • Intro APR: 0% APR for the first 7 months on purchases
  • Regular APR: 15.99% to 25.99% variable on purchases and balance transfers
  • Balance transfer fee: 3% of each balance transfer; $5 minimum
  • Foreign transaction fee: 3%
  • Credit needed: Good
  • Apply: https://www.cnbc.com/

Deserve Edu Mastercard(Best for International Students and No Credit History)

This Mastercard is the rare college student card. Deserve Edu Mastercard is for international students. It also doesn’t require applicants to have any credit history or a social security number, so it’s a good option for students who lack these typical application requirements. You must be over 18, enrolled in college and have a U.S. bank account.

While this card has one of the more barebones rewards programs with 1% cashback on all purchases, cardholders do get a year of Amazon Prime Student for free — valued at $59. This is a great money-saving perk that will let you enjoy free two-day and same-day shipping, discounts at Whole Foods and access to Prime Video and other Amazon Prime perks.

This card is also good for people with little or no credit history, and it doesn’t require you to have a cosigner or make a security deposit.

Cardholders cannot make balance transfers or take out cash advances.

  • Rewards: 1% cashback on all purchases
  • Welcome bonus: None
  • Annual fee: $0
  • Intro APR: None
  • Regular APR: 20.24% variable
  • Balance transfer fee: N/A, balance transfers are not available
  • Foreign transaction fee: None
  • Credit needed: N/A

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